HCE issuer wallets personalization
The TSH is fully capable of personalizing an EMV application for HCE Issuer Wallets solution. Here is the set of data required from the TSP in the 'submitTokenData' operation.
PURE
KEK_label
ASCII string
max 64
Label of the key used for CMKs encryption. The value is defined during the key ceremony.
"G062C.TEST.SGKEK.KEK.01"
KEK_kcv
Hexa string
6
KCV of the key used for CMK encryption.
"E95500"
DEK_label
ASCII string
max 64
Label of the key used for Track2 Data ("track2_data") encryption. The value is defined during the key ceremony.
"G062C.TEST.SGDEK.MKDATA.01"
DEK_kcv
Hexa string
6
KCV of the DEK key.
"50FE57"
track2_data
Hexa string
max 64
Track 2 Equivalent Data (max length is 19 bytes) Format in clear is:
Token PAN up to 19 digits: 'ppppppppppppppppppp'
'D'
Expiry date: 'yymm'
Service code: 'sss'
(optional) Discretionary data (depending on PAN length)
'F' (if needed to ensure whole byte) track2_data is padded with 80h + 00h..00h in order to reach encryption algorithm block size (ISO7816-4 padding) track2_data is ciphered under the DEK key using CBC mode. Encryption algorithm is defined during project setup.
"FAB7FF4EFE1989AC25EBBEC2ED72378BDA79D244B89F7F25"
MK_AC
Hexa String
max 64
Value of the Application Cryptogram Card Master Key for proximity payment ciphered under the KEK key. Encryption algorithm is defined during project setup.
"F1452589A51C5E88FA451236A5C49687"
MK_LC
Hexa String
max 64
Value of the Local CDCVM Card Master Key for proximity payment ciphered under the KEK key. Encryption algorithm is defined during project setup.
"F1452589A51C5E88FA451236A5C49688"
MK_AC_kcv
Hexa string
6
KCV of the Application Cryptogram key.
"ABDEFF"
MK_LC_kcv
Hexa string
6
KCV of the Local CDCVM Stamp key for proximity payment.
"123344"
DKI
Hexa string
2
DKI of the Application Cryptogram key.
"01"
PSN
Hexa string
2
PAN Sequence Number to personalize in the application.
"01"
PAR
ASCII bytes
58
Payment account reference.
"323352305041594D454E544143434F554E545245464552454E43455858" which represents "23R0PAYMENTACCOUNTREFERENCEXX"
Note1:
The data element name is case sensitive. For example, DEK_kcv and dek_kcv are not equivalent
Note2:
Some data elements may be added or removed upon project configuration
Note3:
All KCVs described above are calculated by encrypting 8 bytes of 00h for 3DES keys or 16 bytes of 01h for AES keys with the related key using ECB mode. In both cases, the 3 high-order bytes shall be used as KCV.
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