Welcome to our new developer portal! Use the "Ask" button to chat with our AI Agent.
For the complete documentation index, see llms.txt. This page is also available as Markdown.

Prepare personalization data

The following section defines the list of data elements that shall be returned by Transit Issuer in getDigitalCardBundleData response, in order to build the digital card bundles.

Depending on the application technology, the list of elements differs.

EMV

Name
Format
Description
Example

acIssuerMasterKeyId

String

Identifier of the IMK that is derived to obtain ICC Master Keys used to compute application cryptograms.

"G0DB5.LIVE.IMK225563.IMKAC.01"

acDerivationKeyIndex

String

Derivation Key Index that identifes the IMK AC used to derive ICC Master Keys. This value is personalized into the digital card.

"01"

cardData

String

Encrypted cardData using JWE encryption as defined in Data Encryption. See format below.

Card Data

JSON object defined as follows:

JSON parameter name
Description
Sample value

pan

The PAN (Primary Account Number) value.

Required

"4929403965000868"

exp

The card expiry date 'MMYY' format. Required

"1228"

panSequenceNumber

The PAN sequence number. Default value set to "01"

"03"

paymentAccountReference

The Payment Account Reference(PAR).

The PAR Data is comprised of a 4 character BIN Controller Identifier assigned by EMVCo to Registered BIN Controllers followed by a unique 25 character value.

"512381D9F8E0629211E3949A08002"

initialAtc

Initial Application Transaction Counter value. Default value set to "0001"

"000A"

Sample payload:

{
  "pan": "4929403965000868",
  "exp": "1228",
  "panSequenceNumber": "01",
  "paymentAccountReference": "512381D9F8E0629211E3949A08002",
  "initialAtc": "0001"
}

PURE

The following data elements are to be provided when PURE application is used (not applicable to Apple)

Name
Format
Description
Example

lcIssuerMasterKeyId

String

Identifier of the IMK that is derived to obtain ICC Master Keys used to compute local CDCVM stamp cryptograms.

"G0DB5.LIVE.IMK225563.IMKAC.12"

lcDerivationKeyIndex

String

Derivation Key Index that identifes the IMK LC used to derive ICC Master Keys. This value is personalized into the digital card.

"04"

Calypso

Name
Format
Description
Example

applicationType

String

Indicates the type of Calypso application to personalize.

  • 01 for Navigo

  • 02 for Triangle 2/Hoplink

  • 03 for AMC

  • 00 for other Calypso applications

"00"

issuerKeyId

Hexa String

Issuer Key identifier (KIF KVC) Used for DGI 4101

"217E"

loadKeyId

Hexa String

Load Key identifier (KIF KVC) Used for DGI 4102

"277E"

validationKeyId

Hexa String

Validation Key identifier (KIF KVC) Used for DGI 4103

"307E"

signatureKey1Id

Hexa String

Key identifier (KIF KVC) that represents either:

  • the signature with HSM key for applicationType ='02' or '03'

  • or the signature Key #1 for applicationType ='01'

Not applicable for applicationType = '00'

"EC15"

signatureKey2Id

Hexa String

Key identifier (KIF KVC) that represents either:

  • the AES-CTR ciphering key for applicationType = '02' or '03'

  • or the signature Key #2 for applicationType = '01'

Not applicable for applicationType = '00'

"EC45"

signatureKey3Id

Hexa String

Key identifier (KIF KVC) that represents the PID generation key for applicationType = '03' Not applicable for applicationType = '00', '01' and '02'

"EC75"

signatureKey4Id

Hexa String

Key identifier (KIF KVC) that represents the PID signature key for applicationType = '03' Not applicable for applicationType = '00', '01' and '02'

"EC95"

dgixxxx

Hexa String (29 bytes)

Value of the DGI to personalize. 'xxxx' shall represent the DGI tag, e.g. dgi0903 is for DGI Tag = '0903'

"00000FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF"

Last updated

Was this helpful?