xPay Wallet向けのアプリ内ID&Vを統合する

Once the End User selects the in-app method for ID&V, the digital wallet application must redirect the flow to the issuer application.

To do this, the TSP provides the following redirection information:

• The issuer application reference (configured by the issuer in the TSP during onboarding).

• An opaque payload that describes the reason for the ID&V request.

This section provides details on:

• The information the issuer must provide to the TSP (application metadata).

• How to handle the redirection call from the digital wallet application.

The diagram below shows, at a high level, the main steps for this use case:

In-app ID&V redirection flow for xPay Wallets.

1. During onboarding, the issuer configures the application metadata in the TSP.

2. During Tokenization, when step-up authentication is required, the TSP provides the following data along with the method type:

   1. issuer application reference

   2. opaque payload

3. The digital wallet application uses the issuer application reference to open the issuer application. It passes the opaque payload in the call.

4. The issuer application parses the opaque payload to understand the request. It then prompts the End User to enter credentials.

5. The issuer application verifies the credentials.

6. The issuer application returns the verification result to the issuer backend.

7. The issuer backend reports the result to the TSP.