# Private Label Issuers

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### Empowering Private Label Issuers to Innovate and <mark style="color:$primary;">Efficiently Issue Physical and Digital Cards</mark>.

At Thales, we help private label issuers streamline the issuance of physical, digital, and virtual EMV cards with our flexible, cloud-based D1 platform, supporting open-loop, closed-loop, and hybrid schemes.

<a href="https://www.thalesgroup.com/en/solutions-catalogue/enterprise/financial-services/d1-private-labels-issuers" class="button primary">Learn more</a>
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<figure><img src="/files/auBFvJLH7GUhJcxRmmk1" alt=""><figcaption></figcaption></figure>
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<h3 align="center">Why Thales for <mark style="color:$primary;">Private Label Issuers</mark>?</h3>

<figure><img src="/files/fzZzklecmFlWAGRjWyUG" alt=""><figcaption></figcaption></figure>

<table data-card-size="large" data-view="cards"><thead><tr><th></th><th></th></tr></thead><tbody><tr><td><h4><mark style="color:$primary;">•</mark> Customer Reach &#x26; Market Expansion</h4></td><td>Thales enables private label issuers to maximize point-of-sale reach by supporting both closed-loop and open-loop cards, expanding their customer base locally and internationally.</td></tr><tr><td><h4><mark style="color:$primary;">•</mark> Acceptance Across Networks</h4></td><td>Thales’ solutions support multiple payment kernels, enabling private label issuers to ensure wide acceptance across their own and partner networks, expanding card reach and enhancing the customer experience.</td></tr></tbody></table>

<table data-card-size="large" data-view="cards"><thead><tr><th></th><th></th></tr></thead><tbody><tr><td><h4><mark style="color:$primary;">•</mark> End-to-End Support &#x26; Guidance</h4></td><td>Thales provides end-to-end support from consultation to implementation, enabling private label issuers to rely on expert guidance for secure, efficient payment migration and tailored solutions.</td></tr><tr><td><h4><mark style="color:$primary;">•</mark> Modern Card Issuance</h4></td><td>With the D1 platform, issuers can issue physical and digital cards in multiple formats, including instant virtual cards, while enabling real-time tracking of physical card deliveries for a seamless experience.</td></tr></tbody></table>

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### Private Label Issuers <mark style="color:$primary;">Products</mark>

#### Tokenization

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-target data-type="content-ref"></th><th data-hidden data-card-cover data-type="image">Cover image</th></tr></thead><tbody><tr><td><strong>Tokenization</strong></td><td>Replace sensitive card numbers with secure digital tokens to reduce fraud and enable safe mobile and online payments.</td><td><a href="/spaces/W6dljaTEEzefPQILRFB7">/spaces/W6dljaTEEzefPQILRFB7</a></td><td><a href="/files/TPxFAvITnoLk3QeFAt5H">/files/TPxFAvITnoLk3QeFAt5H</a></td></tr><tr><td><strong>Push Provisioning</strong></td><td>Securely deliver cards directly into mobile wallets (Apple Pay, Google Pay, Samsung Pay…) from your app with minimal user friction.</td><td><a href="/spaces/WDlYTPaq4dNHuiWtf8ux">/spaces/WDlYTPaq4dNHuiWtf8ux</a></td><td><a href="/files/zELvXdbFE81Twpkua8pC">/files/zELvXdbFE81Twpkua8pC</a></td></tr><tr><td><strong>xPay Enablement</strong></td><td>Activate cards across major mobile wallets and manage the full lifecycle of tokens securely and efficiently.</td><td><a href="/spaces/uVU9HE1S0V7GM7BaU9NB">/spaces/uVU9HE1S0V7GM7BaU9NB</a></td><td><a href="/files/CVaJR4VJKQezDQxInSDY">/files/CVaJR4VJKQezDQxInSDY</a></td></tr><tr><td><strong>NFC Payment</strong></td><td>Enable fast, secure tap-to-pay experiences using NFC for cards, smartphones, and wearables.</td><td><a href="/spaces/ZgiyG6N9D1zZznYclcT7">/spaces/ZgiyG6N9D1zZznYclcT7</a></td><td><a href="/files/cYvsBcrYzeG0DwdjNLKH">/files/cYvsBcrYzeG0DwdjNLKH</a></td></tr></tbody></table>

#### Transaction Control

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="image">Cover image</th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Transaction Control</strong></td><td>Allow cardholders to manage spending rules, usage limits, and restrictions in real time.</td><td><a href="/files/pK0DsxwxvohWg8Cf2FSp">/files/pK0DsxwxvohWg8Cf2FSp</a></td><td><a href="/spaces/HmPuatDdrQt7vDstf0NP">/spaces/HmPuatDdrQt7vDstf0NP</a></td></tr><tr><td><strong>Dynamic CVV</strong></td><td>Reduce online fraud with CVVs that update automatically at regular intervals.</td><td><a href="/files/McsuV3ZBUMsGFBi7rWn1">/files/McsuV3ZBUMsGFBi7rWn1</a></td><td><a href="/spaces/5VOT3Bv7Bs6VgM2Hf9li">/spaces/5VOT3Bv7Bs6VgM2Hf9li</a></td></tr><tr><td><strong>3D Secure</strong></td><td>Authenticate online transactions with strong customer verification, improving security and approval rates.</td><td><a href="/files/x73iFno4fzIw93xEyAl1">/files/x73iFno4fzIw93xEyAl1</a></td><td><a href="/spaces/ZbrxO27N21lFBogZ9mkF">/spaces/ZbrxO27N21lFBogZ9mkF</a></td></tr></tbody></table>

#### Digital Issuing

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="image">Cover image</th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Secure Card Display</strong></td><td>Offer physical cards with dynamic, real-time credentials for added fraud protection.</td><td><a href="/files/muw8P2w9XDqeom5tjumP">/files/muw8P2w9XDqeom5tjumP</a></td><td><a href="/spaces/dtyHvT2CJEJbb6gkHON7">/spaces/dtyHvT2CJEJbb6gkHON7</a></td></tr></tbody></table>

#### Physical Card Issuance

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="image">Cover image</th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>PIN Management</strong></td><td>Let users set, update, or recover their PIN directly through digital channels.</td><td><a href="/files/19bM3vUVyQK7LDhh6Yng">/files/19bM3vUVyQK7LDhh6Yng</a></td><td><a href="/spaces/Ezl7yJruGtpgrpgTXEjo">/spaces/Ezl7yJruGtpgrpgTXEjo</a></td></tr><tr><td><strong>Central Issuance</strong></td><td>Manage secure production, personalization, and delivery of physical cards end-to-end.</td><td><a href="/files/oO0mncx1wQwcIygyAR9n">/files/oO0mncx1wQwcIygyAR9n</a></td><td><a href="/spaces/WhgSoXgpjZJxLx4cDHB1">/spaces/WhgSoXgpjZJxLx4cDHB1</a></td></tr></tbody></table>

<div align="left"><figure><img src="/files/O3QF4hUwzQ5X8YETEWy5" alt="" width="122"><figcaption></figcaption></figure></div>

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### <mark style="color:$primary;">Start Building</mark> with Thales

Accelerate your payment solutions and deliver secure, scalable experiences today.

<a href="https://lp.thalesgroup.com/dev-portal" class="button primary">Contact Us</a>&#x20;

&#x20;
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