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Activate a card

This section describes how to activate a physical card when the card has been received.

For each product type, issuer has the flexibility to decide the card activation method:

  • CVV

  • Last 4 digits of the PAN

User Experience

Sample card activation screen in the Issuer Application

The activation challenge (last four digits of the PAN or CVV) is captured securely by D1 SDK.

Flow

High-level flow to activate a card
  1. The user authenticates on the banking app and request to activate the card.

  2. An internal call is made to the SDK

  3. Capture securely the last 4 digits of the PAN

  4. D1 BackEnd API

  5. D1 validates the last 4 digits of the PAN with the one used to register card

  6. D1 pushes card activation request to issuer backend

Sequence Diagram

Pre-requisites

  • Consumer, account and card already registered in D1

  • SDK is properly initialized

  • Issuer App called D1 SDK login API.

Sequence diagram for card activation

Required APIs

API
Inbound/Outbound
Description

Issuer <- Thales D1

Get an OAuth 2.0 access token to call the Issuer backend.

Issuer <- Thales D1

Activate a physical card in issuer backend

SDK

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