Real-time, paperless PIN services

Enable instant, secure PIN definition, display, and change directly in your app – without PIN mailers, contact-center calls, or ATM dependency.

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Why PIN Management?

Reduce operational costs

Eliminate PIN mailer production, paper, and distribution.

Limit compliance exposure

Shift the burden of PCI DSS and EMVCo PIN requirements to a fully certified, isolated PIN service.

Increase card usage from day one

Instant PIN definition and reminders prevent failed transactions linked to forgotten or mismatched PINs, improving “top-of-wallet” behavior and reducing abandonment at POS.

Modernize customer experience

Deliver a seamless, mobile-first PIN journey. Cardholders define, view, or change their PIN instantly, with authenticated access and no need for ATMs or call centers.

Deploy the PIN features you need

PIN Definition

Allow users to set their PIN instantly during onboarding or at any time.

PIN Display

Provide secure, authenticated access to the existing PIN inside your app.

PIN Change

Enable real-time PIN updates without ATM visits or customer support intervention.

Card Activation

Let cardholders activate their physical card in-app using the last four digits of the PAN or the CVV.

Start Building with Thales

Accelerate your payment solutions and deliver secure, scalable experiences today.

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