Visa CDCVM

Overview

This page describes CDCVM behavior for a Visa digital card.

See Configure Visa CVM priority for details about CVM selection between the digital wallet application and the POS terminal. It also explains how to prioritize Online PIN.

Low-value transaction (LVT)

For Visa, the terminal determines whether a transaction is an LVT.

It uses the TTQ (Terminal Transaction Qualifier) in the Get Processing Options (GPO) APDU command.

To support LVT without authentication:

• You must enable the LVT payment experience as described in Define risk management.

Transit payment without authentication

NFC Wallet SDK treats a transaction with a Visa digital card as a transit transaction when both conditions are true:

• The transaction amount is 0.
• The terminal indicates support for ODA for Online Authorizations (TTQ byte 1 bit 1 is set).

To support transit payments at a transit gate without authentication:

• You must enable transit payment without authentication as described in Define risk management.