# Developer Platform

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### Empowering card issuers and banks to <mark style="color:$primary;">revolutionize payments</mark>

At Thales, we empower banks and card issuers to accelerate their modern card programs, enabling delivery of trusted, convenient and state-of-the-art digital banking and payment services to billions

<a href="https://www.thalesgroup.com/en/solutions-catalogue/enterprise/financial-services/card-issuing-solution-payment-card-issuers-banks" class="button primary">Learn more</a>
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<figure><img src="/files/oEHiLYXobaZhp6dOjWWy" alt=""><figcaption></figcaption></figure>
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<h3 align="center">Why Thales for <mark style="color:$primary;">Card Issuers &#x26; Banks</mark>?</h3>

<figure><img src="/files/wKziRvQMB72ftD9H9tOx" alt=""><figcaption></figcaption></figure>

<table data-card-size="large" data-view="cards"><thead><tr><th></th><th></th></tr></thead><tbody><tr><td><h4><mark style="color:$primary;">•</mark> Faster time to market</h4></td><td>Accelerate modern card issuing with a streamlined digital roadmap</td></tr><tr><td><h4><mark style="color:$primary;">•</mark> Seamless Issuance API</h4></td><td>One integration for both online and in-person issuance workflows</td></tr><tr><td><h4><mark style="color:$primary;">•</mark> Control costs</h4></td><td>Help issuers control engineering, maintenance and operating costs by optimising processes</td></tr><tr><td><h4><mark style="color:$primary;">•</mark> Simplified IT &#x26; compliance</h4></td><td>Reduce IT burden with modern card issuing, easing compliance and security challenges</td></tr></tbody></table>

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<figure><img src="/files/5zb2WA9taIGu84uEC4Oc" alt="" width="375"><figcaption></figcaption></figure>
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### Global <mark style="color:$primary;">scale & trust</mark>

Supporting over 3,000 institutions with multiple payment methods across digital and physical transactions
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### Card Issuers and Banks <mark style="color:$primary;">products</mark>

#### **Tokenization**

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="image">Cover image</th><th data-hidden data-type="content-ref"></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Tokenization</strong></td><td>Replace sensitive card numbers with secure digital tokens to reduce fraud and enable safe mobile and online payments.</td><td><a href="/files/rP1UEkmTEKpaQfdstoGC">/files/rP1UEkmTEKpaQfdstoGC</a></td><td><a href="/spaces/W6dljaTEEzefPQILRFB7">/spaces/W6dljaTEEzefPQILRFB7</a></td><td><a href="/spaces/W6dljaTEEzefPQILRFB7">/spaces/W6dljaTEEzefPQILRFB7</a></td></tr><tr><td><strong>Push Provisioning</strong></td><td>Securely deliver cards directly into mobile wallets (Apple Pay, Google Pay, Samsung Pay…) from your app with minimal user friction.</td><td><a href="/files/dcpaZiSMwbuV55o2EqqI">/files/dcpaZiSMwbuV55o2EqqI</a></td><td><a href="/spaces/WDlYTPaq4dNHuiWtf8ux">/spaces/WDlYTPaq4dNHuiWtf8ux</a></td><td><a href="/spaces/WDlYTPaq4dNHuiWtf8ux">/spaces/WDlYTPaq4dNHuiWtf8ux</a></td></tr><tr><td><strong>NFC Payment</strong></td><td>Enable fast, secure tap-to-pay experiences using NFC for cards, smartphones, and wearables.</td><td><a href="/files/omh3pWO8fn6EEEWeP6bs">/files/omh3pWO8fn6EEEWeP6bs</a></td><td><a href="/spaces/ZgiyG6N9D1zZznYclcT7">/spaces/ZgiyG6N9D1zZznYclcT7</a></td><td><a href="/spaces/ZgiyG6N9D1zZznYclcT7">/spaces/ZgiyG6N9D1zZznYclcT7</a></td></tr><tr><td><strong>Click to Pay</strong></td><td>Offer a standardized EMVCo checkout that speeds up online payments and improves conversion.</td><td><a href="/files/eC3HGMMEV4FbXPHI5YPC">/files/eC3HGMMEV4FbXPHI5YPC</a></td><td><a href="/spaces/uKGiYHoxBTUoHkwRFlXH">/spaces/uKGiYHoxBTUoHkwRFlXH</a></td><td><a href="/spaces/uKGiYHoxBTUoHkwRFlXH">/spaces/uKGiYHoxBTUoHkwRFlXH</a></td></tr></tbody></table>

#### Transaction Control

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="image">Cover image</th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Transaction Control</strong></td><td>Allow cardholders to manage spending limits, and domain control in real time.</td><td><a href="/files/IFI2oRQuJgUKCZN0pxNi">/files/IFI2oRQuJgUKCZN0pxNi</a></td><td><a href="/spaces/HmPuatDdrQt7vDstf0NP">/spaces/HmPuatDdrQt7vDstf0NP</a></td></tr><tr><td><strong>Dynamic CVV</strong></td><td>Reduce online fraud with CVVs that update automatically at regular intervals.</td><td><a href="/files/UqkUxAhKj5o9pHxkRwLb">/files/UqkUxAhKj5o9pHxkRwLb</a></td><td><a href="/spaces/5VOT3Bv7Bs6VgM2Hf9li">/spaces/5VOT3Bv7Bs6VgM2Hf9li</a></td></tr><tr><td><strong>3D Secure</strong></td><td>Authenticate online transactions with strong customer verification, improving security and approval rates.</td><td><a href="/files/44YhCqBgzPd3uXPtG2JQ">/files/44YhCqBgzPd3uXPtG2JQ</a></td><td><a href="/spaces/ZbrxO27N21lFBogZ9mkF/pages/rwLRxtdALdUT5z5MuLau#protect-every-transaction-with-smarter-authentication">/spaces/ZbrxO27N21lFBogZ9mkF/pages/rwLRxtdALdUT5z5MuLau#protect-every-transaction-with-smarter-authentication</a></td></tr></tbody></table>

#### Digital Issuing

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="image">Cover image</th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Secure Card Display</strong></td><td>Offer physical cards with dynamic, real-time credentials for added fraud protection.</td><td><a href="/files/wVqGzGCTZuggCHqWyqU2">/files/wVqGzGCTZuggCHqWyqU2</a></td><td><a href="/spaces/dtyHvT2CJEJbb6gkHON7">/spaces/dtyHvT2CJEJbb6gkHON7</a></td></tr></tbody></table>

#### **Physical Card Issuance**&#x20;

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="image">Cover image</th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Central Issuance</strong></td><td>Manage secure production, personalization, and delivery of physical cards end-to-end.</td><td><a href="/files/I9as22FCKUhKI0JJHDgC">/files/I9as22FCKUhKI0JJHDgC</a></td><td><a href="/spaces/WhgSoXgpjZJxLx4cDHB1">/spaces/WhgSoXgpjZJxLx4cDHB1</a></td></tr><tr><td><strong>PIN Management</strong></td><td>Let users set, update, or recover their PIN directly through digital channels.</td><td><a href="/files/mPvEwwS5t1I1iXWOAjG1">/files/mPvEwwS5t1I1iXWOAjG1</a></td><td><a href="/spaces/Ezl7yJruGtpgrpgTXEjo">/spaces/Ezl7yJruGtpgrpgTXEjo</a></td></tr></tbody></table>

<div align="left"><figure><img src="/files/aqTUWCxCSJtL7B3fdw7A" alt="" width="122"><figcaption></figcaption></figure></div>

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### <mark style="color:$primary;">Start Building</mark> with Thales

Accelerate your payment solutions and deliver secure, scalable experiences today.

<a href="https://lp.thalesgroup.com/dev-portal" class="button primary">Contact Us</a>&#x20;

&#x20;
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