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Overview

Click to Pay is an online checkout solution based on EMV® Secure Remote Commerce (SRC) standards.

Our pre-integrated solution manages the complexity. It helps you deliver a secure, low-friction checkout experience.

Click to Pay solution components.

How Click to Pay works

On first use, the end user signs up and enrolls a payment card and shipping address.

On subsequent purchases, the end user signs in with their registered email address or mobile number. They then select a card and complete checkout quickly.

Some flows depend on whether the device is recognized (for example, when the end user previously selected Remember me).

Use Case
Description

Consumers with a Click to Pay profile and using a recognized device (i.e. they selected “Remember me” during previous checkout with this device) will have a frictionless experience. In this case, consumers just need to select the payment card to use for the transaction.

Consumers who have a Click to Pay profile but are checking out using an unrecognized device, will need to enter the email address associated with their Click to Pay profile and verify their identity with a one-time-passcode (OTP) sent to their email address or mobile number.

First Time User

Consumers who have not yet registered with Click to Pay need to enter their payment card and shipping address before checkout.

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