Token for token provisioning

Token for token provisioning is a Visa-only use case.

It lets a token requestor (merchant) request a Card-on-file (COF) token by providing a device token from xPay Wallets (for example, Apple Pay or Google Pay).

This improves the end user experience because the end user does not need to enter card details.

The diagram below shows the flow.

Token for token provisioning flow (Visa only).

The issuer backend handles the same API calls as a standard digitization.

Key differences:

• Identify this flow by checking the capture method:

  • checkCardEligibility: captureMethod=TOKEN

  • requestCardDigitization: cardCaptureInformation.captureMethod=TOKEN

• Retrieve the original token attributes in requestCardDigitization, notifyVirtualCardChange, and notifyStandInProcess:

  • originalToken

  • originalTokenRequestorId

  • originalTokenReferenceID

  • originalTokenAssuranceLevel

Attribute definitions:

• originalToken: Device token retrieved from xPay Wallets and used to request digitization.

• originalTokenRequestorId: Token requestor identifier associated with the original token.

• originalTokenReferenceID: Reference identifier of the original token.

• originalTokenAssuranceLevel: Assurance level of the original token.