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Scoring information

The requestCardDigitization call can include scoring signals in the scoringInformation object.

Token requestors compute most scoring signals. Field availability depends on the token requestor and TSP.

Field names match the API payload.

The table below shows which fields a solution can provide:

  • A (available): the token requestor or ICS TSP (ITSP) can provide the field.

  • NA (not available): the field is not provided.

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Note:

Even if a field is marked A, the token requestor may omit it.

FIELD
VISA (ITSP)
MASTERCARD (ITSP)
AMEX (ITSP)
DISCOVER (ITSP)
UPI (ITSP)
APPLE PAY
GOOGLE PAY
SAMSUNG PAY

levelOfTrust

A

A

A

A

A

A

A

NA

tspScore

A

NA

NA

NA

A

NA

NA

NA

reasonCodes

A

A

A

A

A

A

NA

NA

deviceScore

A

A

A

A

A

A

A

A

deviceTenure

A

NA

NA

NA

NA

NA

NA

NA

deviceTokens

A

NA

A

A

NA

NA

A

A

deviceCountry

A

NA

A

A

NA

NA

A

A

devicePayJoinDate

NA

NA

NA

NA

NA

NA

NA

A

accountScore

NA

A

A

A

A

A

A

NA

accountCreationDate

NA

NA

A

A

NA

NA

NA

A

accountLastUpdateDate

NA

NA

NA

NA

NA

NA

NA

A

userTenure

A

NA

NA

NA

NA

NA

A

NA

userTokens

NA

NA

NA

NA

NA

NA

NA

A

userWallets

NA

NA

NA

NA

NA

NA

NA

A

userPayJoinDate

NA

NA

NA

NA

NA

NA

NA

A

phoneNumberScore

NA

A

A

NA

A

A

NA

NA

walletScore

A

NA

NA

NA

NA

NA

NA

NA

walletTenure

A

NA

NA

A

NA

NA

NA

NA

walletTransactions

A

NA

NA

NA

NA

NA

NA

NA

cardScore

A

NA

NA

NA

NA

NA

NA

NA

cardTenure

A

NA

NA

NA

NA

NA

A

NA

cardNewlyAdded

NA

NA

NA

NA

NA

NA

A

NA

levelOfTrustSandardVersion

A

A

A

NA

A

A

A

NA

riskStandardVersion

NA

NA

NA

NA

A

NA

NA

NA

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Recommendation:

Support only the fields with broad coverage across token requestors and TSPs.

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